Whether you’re a first time Buyer, a Seasoned Investor, or looking for a Vacation Home, the Hamakua Coast of the Big Island might be your ideal locations. HamakuaCoast.com is your ‘one stop shop’ for information, resources and answers needed to make your purchase go smoothly. Check out the information, links and FAQ’s below:Lending Tools and Mortgage Information

  • Payment Calculator Find out how much your new mortgage will cost.
  • Income Calculator If you’ve found your dream home and need more money, this tool will help you learn how much more you need.
  • What can I afford? This tool will give you an idea of what you can afford with your current income.
  • Upfront Cost Calculator Calculate the real out-of-pocket fees of a loan using a specific APR.
  • Balloon Calculator If you choose a 5/25 or 7/23 balloon mortgage, learn how much you will owe after the initial fixed period has expired.
  • Credit Grade Tool If your credit history has a few blemishes, this tool will help you determine how your lender will grade you.

Title Companies

Escrow and Title companies in Hawaii provide title search and indemnity insurance against financial loss from defects in title to real property and from the invalidity or unenforceability of mortgage liens. Title Insurance is meant to protect an owner’s or a lender’s financial interest in real property against loss due to title defects, liens or other matters. It will defend against a lawsuit attacking the title as it is insured, or reimburse the insured for the actual monetary loss incurred, up to the dollar amount of insurance provided by the policy. In Hawaii, Title and Escrow companies also issue title reports and facilitate documentation of real estate transactions. In Hawaii, it is the Buyer’s privilege to select which Escrow and Title company will handle your Escrow paperwork Following are links to several Title and Escrow Companies licensed and operating in Hawaii: